Compare Plans

Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.


Summary of Medical Benefits

$2,000 PPO Plan

Tier 1: Missouri Health Cooperative

Tier 2: Freedom Select Network/HealthLink

Out-of-Network

Calendar Year Deductible

Individual

Individual under Family

Family

 

$500

$500

$1,000

 

$2,000

$2,000

$6,000

 

$3,000

$3,000

$9,000

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$1,000

$1,000

$2,000

 

$6,000

$6,000

$17,000

 

$12,000

$12,000

$36,000

Preventative Services

No Charge

No Charge

50%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$5 Copay

$10 Copay

50%*

 

$40 Copay

$60 Copay

50%*

 

50%*

50%*

50%*

Urgent Care Services

$10 Copay

$100 Copay

50%*

Complex Imaging: MRI/CT/PET Scans

10%*

30%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

10%*

10%*

 

30%*

30%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

10%*

10%*

 

30%*

30%*

 

50%*

50%*

Emergency Room Care

Facility Fee

Physician Fee

Emergency Medical Transportation**

 

$100 Copay

10%*

10%*

 

$300 Copay

30%*

30%*

 

50%*

50%*

50%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

10%*

$5 Copay

 

30%*

$40 Copay

 

50%*

50%*

NOTE: * Coinsurance After Deductible

** Covered as in-network in true-emergency

- Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

 

 

 

 

 

 

$4,500 PPO Plan

Tier 1: Missouri Health Cooperative

Tier 2: Freedom Select Network/HealthLink

Out-of-Network

Calendar Year Deductible

Individual

Individual under Family

Family

 

$1,000

$1,000

$2,000

 

$4,500

$4,500

$9,000

 

$9,000

$9,000

$18,000

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$2,000

$2,000

$4,000

 

$7,000

$7,000

$14,000

 

$14,500

$14,500

$36,000

Preventative Services

No Charge

No Charge

50%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$5 Copay

$10 Copay

50%*

 

$40 Copay

$60 Copay

50%*

 

50%*

50%*

50%*

Urgent Care Services

$10 Copay

$100 Copay

50%*

Complex Imaging: MRI/CT/PET Scans

10%*

30%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

10%*

10%*

 

30%*

30%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

10%*

10%*

 

30%*

30%*

 

50%*

50%*

Emergency Room Care

Facility Fee

Physician Fee

Emergency Medical Transportation**

 

$100 Copay

10%*

10%*

 

$300 Copay

30%*

30%*

 

50%*

50%*

50%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

10%*

$5 Copay

 

30%*

$40 Copay

 

50%*

50%*

NOTE: * Coinsurance After Deductible

** Covered as in-network in true-emergency

- Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

 

 

 

 

 

 

HSA Plan 1

In-Network

Out-of-Network

Calendar Year Deductible

Individual

Individual under Family

Family

 

$6,000

$6,000

$12,000

 

$12,000

$12,000

$24,000

Embedded Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$6,000

$6,000

$12,000

 

$14,000

$14,000

$28,000

Preventative Services

No Charge

30%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

0%*

0%*

0%*

 

30%*

30%*

30%*

Urgent Care Services

0%*

30%*

Complex Imaging: MRI/CT/PET Scans

0%*

30%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

0%*

0%*

 

30%*

30%*

Outpatient Procedures

Facility Fee

Physician Fee

 

0%*

0%*

 

30%*

30%*

Emergency Room Services**

Emergency Medical Transportation**

0%*

0%*

30%*

30%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

0%*

0%*

 

30%*

30%*

NOTE: * Coinsurance After Deductible

** Covered as in-network in true-emergency

- Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

 

 

 


If you prefer talking with a HealthEZ representative, call 844-620-8676